Can polymorphism lead to performance issues?

Short answer: Minor runtime overhead for virtual calls. Usually negligible; design benefits outweigh performance cost.

Real-world example (ShopNest)

Checkout calls IPaymentGateway.Charge(). Razorpay and Stripe adapters implement the same interface, so ShopNest can switch gateways without rewriting the order service.

Say this in the interview

1. Define — one clear sentence (the short answer above).
2. Example — relate it to a project like ShopNest or your real work.
3. Trade-off — when you would not use it.